Contracts

Important: The residents of the Russian Federation are required to register a contract (loan contract), deregister a contract (loan contract), and amend their contract (loan contract) in the cases specified in Instruction of the Central Bank of the Russian Federation No. 181-И.

The Contracts section saves you time from having to go to the bank to physically fill out a number of papers. Here, you can:

• Register a contract/loan agreement.
• Deregister a contract/loan agreement.
• Make changes to an already registered contract.

In this section you can perform the following operations:

1. View document list.
2. Register a contract.
3. Register a loan agreement.
4. Make changes to Section I of the Bank Control Record.
5. Deregister a registered contract.

Viewing documents

The table displays all your applications.

To find a document you are interested in, use the following sorting options:

• Date from, Date to.
• Application type:
  • Contract registration.
  • Loan agreement registration.
  • Changes to Section I of the bank control record.
  • Contract deregistration.
• Application status:
  • All — all applications regardless of their current status.
  • Processing — applications sent to the bank but still not verified.
  • To sign — statements that are to be signed.
  • Declined — applications rejected by the bank.
  • Processed — applications that have been successfully processed.

You can:

• Print, save as a PDF file, or submit again any application.
• Edit and delete created applications.
• Revoke applications sent to the bank.

Registering a contract

To register a new contract:

1. In the New Application drop-down menu, select the Contract registration item.

2. Fill out the form that opens and click Next.

3. Check the entered data. You will receive an SMS with a code on your phone, enter it and click Confirm. Click Back if you want to correct the entered data.

4. Click Done to complete the operation.

Registering a loan agreement

To register a new loan agreement:

1. In the New application drop-down menu, select the Loan agreement registration item.

2. Fill out the form that opens and click Next.

3. Check the entered data. You will receive an SMS with a code on your phone, enter it and click Confirm. Click Back if you want to correct the entered data.

4. Click Done to complete the operation.

Making changes to Section I of the bank control record

To register changes to Section I of the VBC:

1. In the New application drop-down menu, select the Changes to Section I of the bank control record item.

2. Fill out the form that opens and click Next.

3. Check the entered data. You will receive an SMS with a code on your phone, enter it and click Confirm. Click Back if you want to correct the entered data.

4. Click Done to complete the operation.

Removing a contract or loan agreement from the register

To deregister a contract:

1. In the New application drop-down menu, select the Contract deregistration item.

2. Fill out the form that opens and click Next.

3. Check the entered data. You will receive an SMS with a code on your phone, enter it and click Confirm. Click Back if you want to correct the entered data.

4. Click Done to complete the operation.